The removal of adverse consumer credit information and information relating to paid-up judgments is commonly referred to as the “credit amnesty”. It was implemented on 1 April 2014.
This means that from that date, all registered credit bureaus had to remove adverse consumer credit information. However, you still have to pay your debts.
More information is available from the National Credit Regulator:
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Circular on removal of adverse consumer credit information and information relating to paid-up judgments. This document also contains a list of registered credit bureaus.
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National Credit Regulator call centre: 0861 627627
