South African Government

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Support to business

SARS - Small Business
Debt Relief Finance Scheme
Restructuring of SEFA-funded loans
Business Growth Resilience Facility
Spaza Support Scheme
Agricultural Disaster Support Fund
Tourism Relief Fund
Tax measures
Loans

 

 

 

SARS - Small Business

Tax Clearance Information

Obtain a your tax clearance information (Tax Clearance Status or ‘Tax Clearance Certificate’)

COVID-19 measures: Small business relief

Debt Relief Finance Scheme

For small and medium businesses which are negatively affected, directly or indirectly, due to the Coronavirus pandemic. This facility is a soft-loan facility aimed at assisting existing SMMEs in order to keep them afloat during the Covid-19 pandemic for a period of 6 months from April 2020.

Who qualifies?

  • The business must have been registered with CIPC by at least 28 February 2020;
  • Company must be 100% owned by South African Citizens;
  • Employees must be 70% South Africans;
  • Priority will be given to businesses owned by Women, Youth and People with Disabilities;
  • Be registered and compliant with SARS and UIF;
  • Seda will assist micro-enterprises to comply and request for assistance must be emailed to debtrelief@seda.org.za;
  • Whereas small and medium enterprises must ensure own compliance;
  • Registration on the National SMME Database – https://smmesa.gov.za
  • Proof that the business is negatively aected by COVID-19 pandemic;
  • Complete the simplied online application platform;
  • Company Statutory Documents;
  • FICA documents (e.g. Municipal accounts, letter from traditional authority);
  • Certified ID Copies of Directors;
  • 3 months Bank Statements;
  • Latest Annual Financial Statements or Latest Management Accounts not older than three months from date of application – where applicable;
  • Business Profile;
  • 6 months Cash Flow Projections – where applicable;
  • Copy of Lease Agreement or Proof ownership if applying for rental relief;
  • If applying for payroll relief, details of employees - as registered with UIF and including banking details – will be required as payroll payments will be made directly to employees;
  • SMME employers who are not compliant with UIF must register before applying for relief;
  • Facility Statements of Other Funders;
  • Detail breakdown on application of funds including salaries, rent etc.

How can people access the relief measure?

For more information:

Tel: 0860 663 7867 or 0860 ONE STOP
General enquiries: info@dsbd.gov.za

More information

Restructuring of SEFA-funded loans

The Debt Restructuring Facility is geared towards Small Enterprise Finance Agency (SEFA)-funded small, medium and micro enterprises (SMMEs) which are negatively affected by the pandemic. A payment moratorium/holiday will be given to the qualifying SMMEs for a period of a maximum of 6 months, in an effort to reduce the instalment burden of loan obligations on the affected SMMEs.

Who qualifies?

The facility is geared towards SEFA-funded SMMEs which are negatively affected by the pandemic. The SMMEs will be required to illustrate the direct linkage.

How can people access the relief measure?

For more information:

Tel: 0860 663 7867 or 0860 ONE STOP
General enquiries: info@dsbd.gov.za

Business Growth/Resilience Facility

Small, medium and micro enterprises (SMMEs) who locally manufacture or supply hygiene, medical products, and food items which are in demand in order to curb and manage the spread of the Covid-19 virus. This facility offers working capital, stock, bridging finance, order finance and equipment finance. The funding amount will be based on the funding needs of the actual business.

Who qualifies

a. The business must have been registered with CIPC by at least 28 February 2020;
b. Company must be 100% owned by South African Citizens;
c. Employees must be 70% South Africans;
d. Priority will be given to businesses owned by Women, Youth and People with Disabilities;
e. Be registered and compliant with SARS and UIF;
f. For non-compliant Micro businesses, Seda will assist them to comply and request for assistance must be sent to: growthfund@seda.org.za;
g. Registration on the National SMME Database: https://smmesa.gov.za/
h. Complete the simplified online application form available from www.dsbd.gov.za; www.sefa.org.za: www.seda.org.za
i. CIPC Registration Documents;
j. FICA documents (e.g. Municipal accounts, letter from traditional authority);
k. ID Copies of Directors/ members;
l. 3 months Bank Statements;
m. Latest Annual Financial Statements or Management Accounts not older than three months from date of application;
n. Business Profile;
o. 6 months Cash Flow Projections – where applicable;
p. Relevant Industry Certification – where applicable;
q. Estimations for funding requested.

How can people access the relief measure?

Enquiries:

Tel: 0860 663 7867 or 0860 ONE STOP
General enquiries: info@dsbd.gov.za

More information

Spaza Support Scheme

This scheme aims to strengthen Spaza shops as locals’ convenient access to basic goods, as well as facilitate bulk buying opportunities, and realise the potential for Spaza shops to serve as a market for locally manufactured goods.

Who qualifies

Permit holding, owner-managed South African Spaza shops.

How can people access the relief measure?

  • Register on https://smmesa.gov.za/ (Obtain reference number)
  • Apply for the Spaza Support Scheme at participating banks
  • Bank to send application to Department of Small Business Development for verification and validation
  • Upon approval, Spaza collects purchasing card from Bank
  • Complete the online application form (SMMESA reference number required. Obtain this number at the start of the registration)
  • Spaza to go to participating wholesaler to purchase

For more information:

Tel: 0860 663 7867 or 0860 ONE STOP
General enquiries: spazasupport@dsbd.gov.za

COVID-19 Agricultural Disaster Support Fund

Covid-19 Agricultural Disaster Support Fund for smallholder and communal farmers.

Who qualifies

Smallholder/communal farmers with a minimum turnover of R20 000, but not exceeding R1 million per annum.

South African citizens who have already been farming for at least 12 months.

Farmers producing:

  • Poultry
  • Vegetables
  • Fruits
  • Other livestock
  • Winter field crops

How can people access the relief measure?

Application forms are available at both the national, provincial and district offices of the Department of Agriculture, Land Reform and Rural Development. Alternatively, the application forms can be accessed via our website: www.dalrrd.gov.za or individuals can apply online by sending an email to applications@dalrrd.gov.za

Contact details:

Head Office:
Mr Mooketsa Ramasodi on 083 230 3326
Ms Elder Mtshiza on 076 940 4502
Mr Terries Ndove on 060 564 0317
Mr Rirhandzu Shilote on 082 577 5612

Eastern Cape:
Mr Sibusiso Nongwanya on 083 536 9119
Ms Dudu Nghona on 082 577 5622

Free State:
Ms Mangi Ramabenyane on 082 907 0544
Mr Petrus Minne on 082 827 0644

Gauteng:
Ms Matilda Gasela on 071 484 9122
Ms Rachel Masango on 082 577 5581

KwaZulu-Natal:
Mr Siza Sibande on 071 686 8158
Mr Nhlanhla Mndaweni on 082 888 6282

Limpopo:
Ms Jacqueline Maisela on 083 451 1056
Mr Mathume Matlala on 071 682 0071

Mpumalanga:
Mr LS Monareng on 082 901 2716
Ms Zanele Sihlangu on 082 969 8672

Northern Cape:
Ms Nyakallo Moletsane on 083 456 6153
Mr Kgotso Moeketsi on 082 947 5612

North West:
Mr Mabiletsa on 072 202 2863 or 072 786 2169
Mr Richard Keothaile on 076 520 7291

Western Cape:
Dr Mogale Sebopetsa on 082 458 5291
Mr Zonwabele Bastile on 082 261 2790

Tourism Relief Fund

The Tourism Relief Fund provides once-off capped grant assistance to small, mediaum and micro enterprises (SMMEs) in the tourism value chain to ensure their sustainability during, and post, the implementation of government measures to curb the spread of Covid-19 in South Africa. Capped at R50 000 per entity, grant funding can be utilised to subsidise expenses towards fixed costs, operational costs, supplies and other pressure cost items.

Who qualifies?

  • Accommodation establishments: Hotels; Resort properties; Bed and Breakfast (B&B’s); Guest houses; Lodges and Backpackers.
  • Hospitality and related services: Restaurants (not attached to hotels); Conference venues (not attached to hotels), Professional catering; and Attractions
  • Travel and related services: Tour operators; Travel agents; Tourist guiding; Car rental companies; and Coach Operators.

How can people access the relief measure?

The fund has R200 million and funding is capped at R50 000 per entity.

Visit www.tourism.gov.za for comprehensive information on the gund terms and qualifying criteria. SMMEs can submit funding applications by completing a form accessible online at www.tourism.gov.za/Pages/COVID19tourismrelieffundaspx

Inquiries on the fund can be emailed to callcentre@tourism.gov.za or covidrelief@tourism.gov.za . Alternatively contact the call centre telephonically on 0860 TOURISM (868 747) weekdays from 08:00 – 22:00.

Tax measures to combat the COVID-19 pandemic

Who qualifies?

Tax compliant businesses.

How can people access the relief measure?

Tax compliant businesses can apply to the South African Revenue Service for the tax relief measures.

These tax relief measures include:

  • The introduction of a tax subsidy to employers of up to R500 per month for the next four months for those private sector employees earning below R6,500 under the Employment Tax Incentive. This will help over 4 million workers
  • The South African Revenue Service will accelerate the payment of employment tax incentive reimbursements from twice a year to monthly, in order to get cash into the hands of tax compliant employers as soon as possible
  • Tax compliant businesses with a turnover of R50 million or less will be allowed to delay 20% of their employees’ tax liabilities over the next four months, as well as a portion of their provisional corporate income tax payments without penalties or interest over the next six months. This intervention is expected to assist 75 000 small and medium term enterprises.

Contact details:

Website: Csd@treasury.gov.za
Email: COVID19IPAbelowR100m@sars.gov.za

Loan guarantee scheme

Who qualifies?

Eligible businesses.

How can people access the relief measure?

Eligible businesses can access this financial relief measure by contacting the banks with which they bank directly. The loan guarantee scheme is an initiative to provide loans, guaranteed by government, to businesses with an annual turnover of less than R300 million, in order to meet some of their operational expenses. Funds borrowed through this scheme can be used for operational expenses such as salaries, rent and lease agreements, contracts with suppliers, etc. Government and commercial banks are sharing the risks of these loans. Initially, the National Treasury has provided a guarantee of R100 billion to this scheme, with the option to increase the guarantee to R200 billion if necessary, and if the scheme is deemed successful.

Contact details:

Participating banks include: Absa, First National Bank, Investec, Mercantile Bank, Nedbank and Standard Bank.

More information